I started my network a couple months ago. Recently, one of my new members is someone who also runs a Ning network. She said that it is a very important for me to have a disclaimer so that I don't get sued for millions of dollars! I plan to contact my lawyer tomorrow to inquire about this, but I would also like ask the members here what my disclaimer should include. Specifically, what should my disclaimer and terms of service include if my members are sharing photos and videos? Are there sample disclaimers and terms of service anywhere that I can look at? What other legal documents do I need to have, and where on the website should they be posted? Thank you very much in advance! Michael Landau
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